Disability Income Insurance

Individual

  • Radius®
  • RetireGuard®

Small Business Owner

  • Radius®
  • Business Overhead Expense
  • Disability Buy/Sell

Worksite

  • MaxElect®
  • RetireGuard

Radius – Our Flagship disability policy for professionals, business owners, and executives purchasing coverage on an individual or employer endorsed basis.

RetireGuard – Disability income insurance to protect both employee and employer contributions that would have been made to defined contribution retirement plans.

Executive Select – Disability insurance designed for professionals and executives whose income exceeds $800,000 annually and who desire coverage above traditional carrier limits

Business Overhead Expense - Disability income insurance for professional and nonprofessional small business owners to reimburse the business owner for overhead expenses in the event that he/she is disabled and cannot pay the covered overhead expenses of his/her business because of a decrease in income due to disability

Buy/Sell - Disability income insurance for professional and nonprofessional small business owners to provide funds for purchase of the insured’s share of ownership in the event that he/she becomes totally disabled

MaxElect - This product is for multi-life business with guaranteed standard issue offers only

1 The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. We are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Disability income insurance policies have exclusions and limitations.

CRN201902-208854